Feds Offer Advice on What to do If You Are a Part of the Equifax Breach
The Federal Trade Commission is informing people who think they might have been a part of the Equifax breach, what to do.
First, the experts say to find out for sure if your information has been compromised. You can do this by going to Equifax's website (www.equifaxsecurity2017.com) which in just a few steps, will tell you whether or not you're affected.
Next, you have some work to do. The FTC recommends the following:
- Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com.
- Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name.
- Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
- If you decide against a credit freeze, consider placing a fraud alert on your files.
- File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.
Get all the details here from the FTC website.
The FTC also provides a video to help people who feel they're been affected. Watch it: