Marcy, NY (WIBX) - Will you take the cash option, currently set at about $359 million, or the Annual Payout option over 26 years?

Friday's drawing will take place at 11:00pm ET for the Mega Millions jackpot now at $500 million.  If no one takes home that prize there will be another chance next Tuesday.  Mega Millions is played in 42 states, including New York.

The odds of winning are about one in 200 million.  The odds for getting a royal flush, and even for getting struck by lightning, are better than that.  Be careful what you wish for, though.  If you do win it may be wisest to invest in financial counseling.  It is estimated that one is three lottery winners ends up bankrupt.