There's lots to love about New York state. From the Big Apple to the Adirondack Mountains, the scenery and nightlife that can be found are second to none. But there are a number of things not to love too, including high crime and unemployment rates to a lack of job opportunities.

Where are the worst places to live? Utica is among the top 20 worst places to call home, according to Moneyinc.com. Check out the top 13.

13 Worst Places to Live in New York State

From high crime and unemployment rates to a lack of entertainment, here are the 13 worst places to live in New York state.

Every city, town, and village has its problems. Despite the crime, lack of job opportunities, or nightlife options, it's all what you make it. If you have a roof over your head, food on the table, and a family that loves you, it really doesn't matter where you live.

25 Most Dangerous Counties in New York State

Here are the top 25 most dangerous counties in New York, outside of the city.